Bank Statement Converter

Free private bank statement converter and bank statement optimizer: turn a PDF statement into CSV or Excel in your browser — then budget in Spendstat.

Private · no upload · no signup
Drop your PDF here, or click to browse Digital statements from online banking work best (selectable text)

How this bank statement converter works

  1. Download a statement PDF from online banking (not a phone photo of paper).
  2. Attach it here — this bank statement converter reads text locally with no server upload.
  3. Use the preview as a simple bank statement optimizer, then download CSV or Excel and optionally open Spendstat to categorise spend.

Scanned or image-only PDFs are not supported yet. If your bank offers CSV, that is still the cleanest path — or read how to convert a bank statement PDF to CSV.

Date, amount, and debit/credit detection follow the same international ideas as Spendstat’s CSV uploader (multiple date styles, $ € £ ¥, European decimals, and common EN/FR/DE/ES/PT/NL/JP column words).

Why use a private bank statement converter?

Most “upload your statement” converters send the PDF to a server. Spendstat’s bank statement converter keeps the file on your device, then outputs a spreadsheet you control. That fits privacy-first budgeting and pairs with the free spend analyser.

FAQ

Does this bank statement converter upload my file?

No. The file is processed in your browser only.

What is a bank statement optimizer here?

It means turning a PDF into clean rows you can preview and download as CSV or Excel — ready for budgeting — without linking your bank login.

What PDF types work?

Text-based PDFs from net banking where you can select transaction text. Scans and photos need a different approach (not in this tool yet).

Does it handle non‑NZ banks and languages?

It tries the same family of formats as the main CSV importer: day/month/year and month-name dates, many currencies, European thousand/decimal separators, and multilingual debit/credit wording. Always review the preview — layouts still vary by bank.

Will every bank layout parse perfectly?

Layouts vary. Always check the preview. If rows look wrong, export CSV from your bank or tweak the file in a spreadsheet before analysing.

Can I analyse the result in Spendstat?

Yes — download CSV, then upload it on the Spendstat home page.

Terms · Educational tool only — verify amounts before relying on them.