Upload Multiple Bank Statements — One View of Your Total Finances
Add as many CSV statements as you need—checking, savings, credit cards, and more—for the same period and see your combined income, spending, and cash flow in one place. All processing happens locally in your browser; your data never leaves your device. Zero signup. Zero bank connections.
Your financial data never leaves your device. Everything is processed locally in your browser - no uploads to servers, no cloud storage. Every session is completely local - refresh your browser and it's cleared.
Free Budget Analysis Tool
You can upload multiple bank statement CSV files at once—each account or card—for any period you choose. Spendstat combines them into one household overview of your total finances (income, expenses, and net cash flow) without double-counting transfers between your own accounts. Everything is processed locally on your device. Zero signup. Zero bank connections.
or click to browse — select every CSV for the period (checking, savings, credit cards, etc.)
Allowed and encouraged: upload as many statements as you need. You'll get one combined view of your total finances for that period. We also help spot transfers between your own accounts so money moved between accounts isn't counted twice.
🔒 Processed locally on your device - nothing is sent to any server. Zero signup. Zero bank connections.
Select your saved keyfile to automatically categorize all matching transactions from your new bank statement. Your previous category mappings will be applied instantly, making future budgeting effortless!
Additional Monthly Payment: $0.00
Selected expenses will be redirected to your home loan payment.
Unlike Mint, YNAB, PocketSmith, and other budgeting apps that require bank account access, our CSV expense analyzer keeps everything local. Perfect for users seeking a budgeting tool without bank sync.
⚠️ Disclaimer: This tool is for informational and educational purposes only. It does NOT constitute financial, investment, tax, or legal advice. The calculations, budget suggestions, and loan projections are illustrative only and should not be used as the sole basis for financial decisions. You should consult with qualified financial professionals before making any financial decisions. View full Terms of Service & Disclaimer.