Markets & Your Money
Understand how inflation, interest rates, and investment returns affect your budget, debt, and long-term goals — without watching tickers all day.
Educational estimates only. Not financial advice. All calculations run locally in your browser — nothing is uploaded.
This Week for Savers
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Interactive Calculators
e.g. groceries, rent, or total essentials
Future monthly cost
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Extra spent over period
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Money you could put toward debt or investing
Interest saved (extra payments)
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Payoff: —
Investment growth
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What If…?
Your Spendstat Toolkit
Growth Planner
Full compound-growth projections with charts — starting balance, monthly contributions, and return scenarios.
Savings Target Calculator
Work backwards from a goal — how much to save each month to hit your target date.
Debt Payoff Calculator
See payoff timelines, total interest, and how extra payments accelerate getting debt-free.
Monthly Budget Calculator
Find room in your budget for extra savings or debt payments with 50/30/20 planning.
Budget Analyzer
Upload bank CSVs locally — categorize spending and spot where to redirect money toward goals.
Home Loan Extra Payments
How rising rates and extra principal payments affect your mortgage over time.