Sneak preview · 3 of 13 sheets

A peek at three pages — the full workbook has thirteen

Below are only the Dashboard, Annual summary, and Smart calendar. The Excel file you buy also includes Setup, bank accounts, recurring bills, the transaction log, month view, 50/30/20, debt payoff, sinking funds, a no-spend challenge, and a start guide. If a statement is already saved in this browser, these three pages use those transactions. Until then, you see a sample household. Reports, the PDF, and the simple Excel export stay free.

Buy a premium full budget workbook with your transactions automatically included — US$8.73 Back to the free tools
Dashboard
Dashboard desktop sample: income, spending, saved, left to spend, and the year charts.
Dashboard, desktop sample. The charts and totals follow the transactions in the file.
Annual summary
fx Annual summary · sample year

Annual summary

The budget year, month by month, so you can see the shape of the year in one place.

Total income$77,760
Total spending$50,580
Total saved$9,600
What's left$17,580
CategoryJanFebMarAprMay
Income6,4806,4806,4806,4806,480
Bills2,4502,3802,5102,4002,460
Living1,3201,1801,4101,2901,350

The sheet continues through December, with a total and a difference against the year budget. Three rows are enough to show the layout.

Smart calendar
Smart calendar sample: October days colour-coded by income, spending, savings, and debt, with the month at a glance.
Smart calendar snippet. Each day is colour-coded, and the side list shows what repeats that month.

The full workbook has thirteen sheets

This page only previews three of them. Everything below is in the Excel file you download after payment.

  1. Start hereHow to use the planner
  2. SetupYour name, budget year, income sources, and category budgets
  3. Bank accountsBalances that update from your transaction log
  4. RecurringBills and pay that repeat each month
  5. TransactionsYour statement rows, filled automatically from this site
  6. DashboardShown above — year totals and charts
  7. Month viewOne month at a time against the budget
  8. Annual summaryShown above — the year month by month
  9. Smart calendarShown above — colour-coded days
  10. 50 / 30 / 20Needs, wants, and savings split
  11. Debt calculatorSnowball or avalanche payoff plan
  12. Sinking fundsGoals you save toward over time
  13. No-spend challengeTrack days you keep spending down
Buy a premium full budget workbook with your transactions automatically included — US$8.73 Back to the free tools